/* =========================================================
   Best Debit Credit Tips — Swiss Grid redesign
   Pure white & black · one signal red · hard rules · mono labels
   ========================================================= */
:root {
  --white: #ffffff;
  --paper: #f1f7ef;
  --black: #102516;
  --ink-2: #25432d;
  --muted: #687e6c;
  --rule: #23452c;
  --hair: #d4e4d1;
  --red: #438c4b;
  --red-d: #2f7138;
  --display: "Inter Tight", "Helvetica Neue", Arial, sans-serif;
  --body: "Inter Tight", "Helvetica Neue", Arial, sans-serif;
  --mono: "JetBrains Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;

  /* aliases used in pages */
  --blue: #23452c;
  --coral: #438c4b;
  --yellow: #83b96b;
  --mint: #dcefd7;
  --lilac: #e8f2e4;
  --sky: #f1f7ef;
  --pink: #6aab65;
  --green: #2f7138;
  --bone: #ffffff;
  --ink: #102516;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 110px; background: var(--white); }
body {
  margin: 0; overflow-x: hidden; background: var(--white); color: var(--black);
  font-family: var(--body); font-size: 16px; line-height: 1.6; -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; border: 0; background: none; }
::selection { background: var(--red); color: var(--white); }
:focus-visible { outline: 3px solid var(--red); outline-offset: 2px; }
.container { width: min(1240px, 100% - 48px); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }

/* ---------- type ---------- */
h1, h2, h3, h4 { font-family: var(--display); font-weight: 700; letter-spacing: -.035em; line-height: .98; margin: 0; color: var(--black); }
.display { font-weight: 800; font-size: clamp(3rem, 8vw, 7.4rem); letter-spacing: -.06em; line-height: .9; }
.h2 { font-weight: 700; font-size: clamp(2.3rem, 5vw, 4.4rem); letter-spacing: -.05em; line-height: .95; }
.lead { font-size: 1.12rem; color: var(--ink-2); max-width: 560px; margin: 24px 0 0; line-height: 1.6; }
.accent { color: var(--red); }
.hl { color: var(--red); white-space: nowrap; }
.hl.mint, .hl.pink { color: var(--red); }

.kicker {
  display: inline-flex; align-items: center; gap: 10px; margin-bottom: 26px;
  font-family: var(--mono); font-size: .74rem; font-weight: 500; letter-spacing: .04em; text-transform: uppercase; color: var(--black);
}
.kicker::before { content: "■"; color: var(--red); font-size: .7rem; }
.kicker i { display: none; }
.kicker.dark { color: var(--white); }
.kicker.dark::before { color: var(--red); }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 12px;
  padding: 16px 26px; border: 1.5px solid var(--black); border-radius: 0;
  font-family: var(--mono); font-weight: 500; font-size: .85rem; letter-spacing: .02em; text-transform: uppercase;
  transition: background .2s, color .2s, border-color .2s;
  white-space: nowrap;
}
.btn i { font-size: .9em; transition: transform .25s; }
.btn:hover i { transform: translateX(5px); }
.btn-blue { background: var(--black); color: var(--white); }
.btn-blue:hover { background: var(--red); border-color: var(--red); }
.btn-yellow { background: var(--red); color: var(--white); border-color: var(--red); }
.btn-yellow:hover { background: var(--black); border-color: var(--black); }
.btn-white, .btn-outline { background: transparent; color: var(--black); }
.btn-white:hover, .btn-outline:hover { background: var(--black); color: var(--white); }
.btn-ghost { background: transparent; }
.btn[disabled] { opacity: .4; pointer-events: none; }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 40px; align-items: center; }

/* ---------- top bar + nav ---------- */
.topbar { background: var(--black); color: var(--white); font-family: var(--mono); font-size: .72rem; letter-spacing: .02em; text-transform: uppercase; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 36px; flex-wrap: wrap; }
.topbar a:hover { color: var(--red); }
.topbar-r { display: flex; gap: 26px; flex-wrap: wrap; }
.topbar i { color: var(--red); margin-right: 8px; }

.nav { position: sticky; top: 0; z-index: 50; background: var(--white); border-bottom: 1.5px solid var(--black); }
.nav-in { display: grid; grid-template-columns: auto 1fr auto; align-items: center; height: 72px; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 12px; font-family: var(--display); font-weight: 800; font-size: 1.2rem; letter-spacing: -.03em; }
.brand-mark { width: 30px; height: 30px; background: var(--red); color: var(--white); display: grid; place-items: center; font-size: .8rem; transition: transform .3s; }
.brand:hover .brand-mark { transform: rotate(90deg); }
.nav-links { display: flex; gap: 0; list-style: none; margin: 0; padding: 0; justify-self: center; }
.nav-links li + li { border-left: 1px solid var(--hair); }
.nav-links a { display: block; padding: 10px 22px; font-family: var(--mono); font-size: .78rem; text-transform: uppercase; letter-spacing: .03em; color: var(--muted); transition: color .2s, background .2s; }
.nav-links a:hover { color: var(--black); background: var(--paper); }
.nav-links a.active { color: var(--white); background: var(--black); }
.nav-cta { display: flex; align-items: center; gap: 12px; }
.nav-cta .btn { padding: 11px 18px; font-size: .75rem; }
.menu-btn { display: none; width: 44px; height: 44px; border: 1.5px solid var(--black); background: var(--white); font-size: .95rem; }

.drawer { position: fixed; inset: 0; z-index: 100; visibility: hidden; }
.drawer.open { visibility: visible; }
.drawer-bg { position: absolute; inset: 0; background: rgba(10,10,10,.5); opacity: 0; transition: opacity .3s; }
.drawer.open .drawer-bg { opacity: 1; }
.drawer-panel { position: absolute; top: 0; right: 0; height: 100%; width: min(380px, 92%); background: var(--white); border-left: 1.5px solid var(--black); padding: 26px; transform: translateX(100%); transition: transform .35s cubic-bezier(.7,0,.2,1); display: flex; flex-direction: column; gap: 0; overflow-y: auto; }
.drawer.open .drawer-panel { transform: none; }
.drawer-head { display: flex; justify-content: space-between; align-items: center; padding-bottom: 20px; border-bottom: 1.5px solid var(--black); margin-bottom: 8px; }
.drawer-close { width: 40px; height: 40px; border: 1.5px solid var(--black); background: var(--white); }
.drawer-link { display: flex; align-items: center; gap: 16px; padding: 18px 0; border-bottom: 1px solid var(--hair); font-family: var(--display); font-weight: 700; font-size: 1.4rem; letter-spacing: -.02em; }
.drawer-link span.n { font-family: var(--mono); font-size: .7rem; color: var(--red); font-weight: 500; }
.drawer-link i { margin-left: auto; color: var(--muted); font-size: .8rem; }
.drawer .btn { margin-top: 24px; }

/* ---------- hero ---------- */
.hero { position: relative; border-bottom: 1.5px solid var(--black); }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; }
.hero-copy { padding: 72px 56px 64px 0; border-right: 1.5px solid var(--black); }
.hero h1 { margin: 0 0 30px; }
.hero-lead { font-size: 1.12rem; color: var(--ink-2); max-width: 520px; margin: 0; }
.hero-stats { display: grid; grid-template-columns: repeat(3, 1fr); margin-top: 56px; border-top: 1.5px solid var(--black); }
.hero-stat { padding: 20px 18px 0 0; }
.hero-stat + .hero-stat { border-left: 1px solid var(--hair); padding-left: 18px; }
.hero-stat b { display: block; font-family: var(--display); font-weight: 800; font-size: 2.6rem; letter-spacing: -.05em; line-height: 1; }
.hero-stat span { font-family: var(--mono); font-size: .7rem; color: var(--muted); text-transform: uppercase; letter-spacing: .03em; }

.hero-visual { position: relative; padding: 0; background: var(--paper); min-height: 560px; overflow: hidden; }
.hero-photo { position: absolute; inset: 0; }
.hero-photo img { width: 100%; height: 100%; object-fit: cover; filter: grayscale(1) contrast(1.1); transition: filter .6s, transform 1.4s cubic-bezier(.2,.8,.2,1); transform: scale(1.02); }
.hero-visual:hover .hero-photo img { filter: grayscale(0) contrast(1.05); transform: scale(1.06); }
.hero-photo::after { content: ""; position: absolute; inset: 0; background: repeating-linear-gradient(0deg, transparent 0 39px, rgba(255,255,255,.35) 39px 40px); mix-blend-mode: normal; pointer-events: none; }
.float-card {
  position: absolute; z-index: 2; background: var(--white); border: 1.5px solid var(--black); padding: 16px 18px; min-width: 200px;
  animation: none;
}
.float-card.fc1 { top: 32px; left: 32px; }
.float-card.fc2 { bottom: 32px; right: 32px; background: var(--red); border-color: var(--red); color: var(--white); }
.float-card .lbl { font-family: var(--mono); font-size: .68rem; text-transform: uppercase; letter-spacing: .04em; color: var(--muted); }
.float-card.fc2 .lbl { color: rgba(255,255,255,.85); }
.float-card .val { font-family: var(--display); font-size: 1.9rem; font-weight: 800; letter-spacing: -.04em; line-height: 1.05; margin-top: 4px; }
.bars { display: flex; align-items: flex-end; gap: 4px; height: 44px; margin-top: 12px; border-bottom: 1.5px solid var(--black); }
.bars span { flex: 1; background: var(--black); transform-origin: bottom; animation: grow 1.2s cubic-bezier(.2,.8,.2,1) both; }
.bars span:last-child { background: var(--red); }
.bars span:nth-child(2) { animation-delay: .1s; } .bars span:nth-child(3) { animation-delay: .2s; } .bars span:nth-child(4) { animation-delay: .3s; } .bars span:nth-child(5) { animation-delay: .4s; } .bars span:nth-child(6) { animation-delay: .5s; }
.avatars { display: flex; }
.avatars span { width: 34px; height: 34px; display: grid; place-items: center; border: 1.5px solid var(--white); margin-left: -6px; background: var(--black); color: var(--white); font-family: var(--mono); font-size: .75rem; }
.avatars span:first-child { margin-left: 0; }
.avatars span:nth-child(2) { background: var(--white); color: var(--black); }
.avatars span:nth-child(3) { background: var(--paper); color: var(--black); }
.sticker {
  position: absolute; z-index: 3; top: 0; left: 0; display: inline-flex; align-items: center; gap: 8px; padding: 10px 16px;
  background: var(--black); color: var(--white); font-family: var(--mono); font-size: .72rem; text-transform: uppercase; letter-spacing: .03em;
}
.spark { position: absolute; z-index: 3; font-family: var(--mono); font-size: 1rem; color: var(--red); animation: none; }
.spark.s1 { top: 120px; right: 24px; }
.spark.s2 { bottom: 110px; left: 28px; }

.ticker { background: var(--red); color: var(--white); overflow: hidden; border-bottom: 1.5px solid var(--black); }
.ticker-track { display: flex; width: max-content; animation: marquee 36s linear infinite; }
.ticker-track span { display: inline-flex; align-items: center; gap: 26px; padding: 16px 0; font-family: var(--mono); font-size: .9rem; text-transform: uppercase; letter-spacing: .02em; white-space: nowrap; }
.ticker-track i { font-size: .7rem; }

/* ---------- sections ---------- */
.section { padding: 110px 0; position: relative; border-bottom: 1.5px solid var(--black); }
.section-tight { padding: 0; border-bottom: 1.5px solid var(--black); }
.bg-white { background: var(--white); }
.bg-paper2 { background: var(--paper); }
.bg-ink { background: var(--black); color: var(--white); }
.bg-ink .lead { color: #c9c9c9; }
.bg-ink .h2, .bg-ink h2 { color: var(--white); }
.bg-ink .hl { color: var(--red); }
.center { text-align: center; }
.center .lead { margin-inline: auto; }
.section-head { margin-bottom: 64px; }
.section-head.center { margin-inline: auto; max-width: 820px; }

/* bento -> rule grid */
.bento { display: grid; grid-template-columns: repeat(6, 1fr); border-top: 1.5px solid var(--black); border-left: 1.5px solid var(--black); }
.tile {
  position: relative; display: flex; flex-direction: column; gap: 14px; padding: 30px; min-height: 280px; overflow: hidden;
  border-right: 1.5px solid var(--black); border-bottom: 1.5px solid var(--black); background: var(--white);
  transition: background .25s, color .25s;
}
.tile:hover { background: var(--black); color: var(--white); }
.tile:hover h3, .tile:hover p, .tile:hover .chip { color: var(--white); }
.tile:hover .tile-ico { background: var(--red); border-color: var(--red); color: var(--white); }
.tile:hover .tile-num { color: var(--red); }
.tile:hover .chip { border-color: #444; }
.tile.w3 { grid-column: span 3; } .tile.w2 { grid-column: span 2; } .tile.w6 { grid-column: span 6; }
.tile-top { display: flex; justify-content: space-between; align-items: flex-start; }
.tile-ico { width: 44px; height: 44px; display: grid; place-items: center; font-size: 1rem; border: 1.5px solid var(--black); color: var(--black); transition: all .25s; }
.tile-num { font-family: var(--mono); font-size: .68rem; color: var(--muted); letter-spacing: .03em; text-transform: uppercase; }
.tile h3 { font-size: 2rem; margin-top: 14px; letter-spacing: -.04em; }
.tile p { margin: 0; color: var(--ink-2); font-size: .95rem; max-width: 460px; }
.tile .chips { display: flex; flex-wrap: wrap; gap: 6px; margin-top: auto; padding-top: 10px; }
.chip { font-family: var(--mono); font-size: .68rem; text-transform: uppercase; border: 1px solid var(--black); padding: 3px 8px; color: var(--black); }
.tile-go { margin-top: auto; font-family: var(--mono); font-weight: 500; font-size: .78rem; text-transform: uppercase; display: inline-flex; gap: 10px; align-items: center; padding-top: 6px; }
.tile-go i { transition: transform .25s; color: var(--red); }
.tile:hover .tile-go i { transform: translateX(6px); color: var(--red); }
.tile-bg { position: absolute; right: -10px; bottom: -40px; font-size: 9rem; opacity: .05; color: var(--black); pointer-events: none; }
.tile:hover .tile-bg { color: var(--white); opacity: .07; }

/* split */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 0; align-items: stretch; }
.split > * { padding: 80px 64px; }
.split > :first-child { border-right: 1.5px solid var(--black); }
.split.rev > :first-child { order: 2; border-right: 0; border-left: 1.5px solid var(--black); }
.split.rev > :last-child { order: 1; }
.container.split { width: 100%; max-width: none; margin: 0; padding: 0; }
.section > .container.split { width: 100%; }

.collage { position: relative; height: 100%; min-height: 540px; background: var(--paper); }
.collage .c-main { position: absolute; left: 0; top: 0; width: 72%; height: 76%; object-fit: cover; filter: grayscale(1); border-right: 1.5px solid var(--black); border-bottom: 1.5px solid var(--black); }
.collage .c-small { position: absolute; right: 0; bottom: 0; width: 44%; height: 46%; object-fit: cover; border-left: 1.5px solid var(--black); border-top: 1.5px solid var(--black); }
.collage .c-note { position: absolute; left: 0; bottom: 0; background: var(--red); color: var(--white); padding: 14px 18px; font-family: var(--mono); font-size: .78rem; text-transform: uppercase; line-height: 1.4; }

.checks { list-style: none; padding: 0; margin: 34px 0 0; display: grid; border-top: 1.5px solid var(--black); }
.checks li { display: flex; gap: 14px; align-items: center; padding: 14px 0; border-bottom: 1px solid var(--hair); color: var(--ink-2); font-weight: 500; }
.checks i { flex: 0 0 22px; width: 22px; height: 22px; background: var(--red); color: var(--white); display: grid; place-items: center; font-size: .6rem; }

/* difference (dark) */
.diff-grid { display: grid; grid-template-columns: 1fr 1fr; border-top: 1.5px solid var(--white); border-left: 1px solid #333; }
.step { position: relative; padding: 34px 30px; border-right: 1px solid #333; border-bottom: 1px solid #333; min-height: 220px; transition: background .25s; }
.step:hover { background: var(--red); }
.step:hover h3, .step:hover p, .step:hover .step-no { color: var(--white); }
.step-no { font-family: var(--mono); font-size: .85rem; color: var(--red); letter-spacing: .04em; display: block; }
.step h3 { font-size: 1.6rem; margin: 40px 0 10px; color: var(--white); letter-spacing: -.03em; }
.step p { margin: 0; color: #bdbdbd; font-size: .95rem; }
.step .ic { display: none; }

/* stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat { padding: 48px 28px 44px; border-right: 1.5px solid var(--black); }
.stat:first-child { padding-left: 0; }
.stat:last-child { border-right: 0; }
.stat b { display: block; font-family: var(--display); font-weight: 800; font-size: clamp(3rem, 6vw, 5.2rem); letter-spacing: -.06em; line-height: .9; }
.stat span { display: block; margin-top: 16px; font-family: var(--mono); font-size: .72rem; color: var(--muted); text-transform: uppercase; letter-spacing: .03em; }

/* chart */
.chart-card { background: var(--white); border: 1.5px solid var(--black); padding: 30px; }
.chart-top { display: flex; justify-content: space-between; align-items: flex-end; gap: 16px; flex-wrap: wrap; margin-bottom: 18px; }
.seg { display: inline-flex; border: 1.5px solid var(--black); }
.seg button { padding: 8px 14px; font-family: var(--mono); font-size: .78rem; font-weight: 500; color: var(--black); }
.seg button + button { border-left: 1.5px solid var(--black); }
.seg button.active { background: var(--black); color: var(--white); }
.delta { font-family: var(--display); font-weight: 800; font-size: 2.4rem; letter-spacing: -.05em; color: var(--red); line-height: 1; }
#moneyGraph { width: 100%; height: auto; overflow: visible; }
.chart-grid { stroke: var(--hair); stroke-width: 1; }
.chart-line { fill: none; stroke: var(--black); stroke-width: 3; stroke-linecap: square; stroke-dasharray: 1200; stroke-dashoffset: 1200; animation: draw 1.8s ease forwards; }
.chart-baseline { fill: none; stroke: var(--red); stroke-width: 1.5; stroke-dasharray: 3 5; }
.chart-area { fill: url(#moneyArea); opacity: 0; animation: fade .9s 1s forwards; }
.chart-point { fill: var(--red); stroke: var(--black); stroke-width: 2; }
.chart-label { fill: var(--muted); font-size: 11px; font-family: var(--mono); }
.legend { display: flex; gap: 22px; font-family: var(--mono); font-size: .72rem; text-transform: uppercase; color: var(--muted); }
.legend i { display: inline-block; width: 16px; height: 3px; margin-right: 8px; vertical-align: middle; }

/* CTA */
.cta { position: relative; background: var(--red); color: var(--white); padding: 110px 56px; text-align: left; border-bottom: 1.5px solid var(--black); }
.cta::after { content: ""; position: absolute; right: 56px; top: 56px; width: 120px; height: 120px; border: 1.5px solid var(--white); opacity: .4; }
.cta h2 { color: var(--white); font-size: clamp(2.6rem, 6vw, 5.4rem); max-width: 900px; letter-spacing: -.055em; }
.cta p { color: rgba(255,255,255,.92); max-width: 560px; margin: 26px 0 0; font-size: 1.1rem; }
.cta .btn-row { margin-top: 40px; }
.cta .btn-yellow { background: var(--black); border-color: var(--black); }
.cta .btn-yellow:hover { background: var(--white); color: var(--black); border-color: var(--white); }
.cta .btn-white { color: var(--white); border-color: var(--white); }
.cta .btn-white:hover { background: var(--white); color: var(--red); }
.cta .big-i { display: none; }

/* page hero */
.page-hero { position: relative; padding: 90px 0 0; overflow: hidden; border-bottom: 1.5px solid var(--black); }
.page-hero h1 { font-size: clamp(3rem, 7vw, 6.2rem); margin-bottom: 32px; letter-spacing: -.06em; }
.page-hero .lead { font-size: 1.14rem; }
.crumbs { display: flex; gap: 10px; align-items: center; font-family: var(--mono); font-size: .72rem; text-transform: uppercase; color: var(--muted); margin-bottom: 40px; }
.crumbs i { font-size: .6rem; }
.crumbs a:hover { color: var(--red); }
.page-blob { display: none; }
.tag-row { display: flex; gap: 0; flex-wrap: wrap; margin-top: 44px; border-top: 1.5px solid var(--black); }
.tag { padding: 14px 22px 14px 0; margin-right: 22px; font-family: var(--mono); font-size: .75rem; text-transform: uppercase; color: var(--black); border-right: 1px solid var(--hair); }
.tag:last-child { border-right: 0; }

/* services directory */
.filters { display: flex; flex-wrap: wrap; margin-bottom: 72px; position: sticky; top: 72px; z-index: 20; background: var(--white); border-top: 1.5px solid var(--black); border-bottom: 1.5px solid var(--black); }
.filter { padding: 16px 20px; font-family: var(--mono); font-size: .75rem; text-transform: uppercase; color: var(--muted); border-right: 1px solid var(--hair); transition: background .2s, color .2s; }
.filter:hover { color: var(--black); background: var(--paper); }
.filter.active { background: var(--black); color: var(--white); }
.filter span { margin-left: 8px; color: var(--red); }
.filter.active span { color: var(--white); }
.division { scroll-margin-top: 170px; margin-bottom: 96px; }
.division-head { display: grid; grid-template-columns: 1fr auto; align-items: end; gap: 24px; padding-bottom: 28px; border-bottom: 1.5px solid var(--black); margin-bottom: 0; }
.division-head .kicker { margin-bottom: 18px; }
.division-head h2 { font-size: clamp(2.6rem, 5vw, 4.2rem); }
.division-head p { margin: 16px 0 0; color: var(--ink-2); max-width: 640px; }
.division-head .btn { flex-shrink: 0; }
.routes { display: grid; grid-template-columns: repeat(3, 1fr); border-left: 1.5px solid var(--black); }
.route {
  position: relative; display: flex; flex-direction: column; gap: 12px; padding: 30px; min-height: 230px;
  border-right: 1.5px solid var(--black); border-bottom: 1.5px solid var(--black); background: var(--white); transition: background .25s, color .25s;
}
.route:hover { background: var(--black); color: var(--white); }
.route:hover h3, .route:hover p { color: var(--white); }
.route:hover .route-ic { background: var(--red); border-color: var(--red); color: var(--white); }
.route:hover .route-go { color: var(--red); }
.route-ic { width: 42px; height: 42px; display: grid; place-items: center; border: 1.5px solid var(--black); font-size: .9rem; margin-bottom: 8px; transition: all .25s; }
.route h3 { font-size: 1.3rem; letter-spacing: -.03em; }
.route p { margin: 0; color: var(--ink-2); font-size: .92rem; flex: 1; }
.route-go { font-family: var(--mono); font-size: .72rem; text-transform: uppercase; display: inline-flex; gap: 10px; align-items: center; color: var(--red); margin-top: 8px; }
.route-go i { transition: transform .25s; }
.route:hover .route-go i { transform: translateX(5px); }
.route-idx { display: none; }
.empty { display: none; }

/* about */
.values { display: grid; grid-template-columns: repeat(2, 1fr); border-top: 1.5px solid var(--black); border-left: 1.5px solid var(--black); }
.value { padding: 46px 40px; border-right: 1.5px solid var(--black); border-bottom: 1.5px solid var(--black); background: var(--white); transition: background .25s; }
.value:hover { background: var(--paper); }
.value .ic { width: 46px; height: 46px; display: grid; place-items: center; font-size: .95rem; margin-bottom: 26px; border: 1.5px solid var(--black) !important; background: var(--white) !important; color: var(--black) !important; }
.value:hover .ic { background: var(--red) !important; border-color: var(--red) !important; color: var(--white) !important; }
.value h3 { font-size: 1.75rem; letter-spacing: -.04em; margin-bottom: 12px; }
.value p { margin: 0; color: var(--ink-2); }
.process { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1.5px solid var(--black); border-left: 1.5px solid var(--black); }
.process::before { display: none; }
.p-card { position: relative; padding: 36px 32px 44px; border-right: 1.5px solid var(--black); border-bottom: 1.5px solid var(--black); min-height: 320px; display: flex; flex-direction: column; }
.p-badge { width: 60px; height: 60px; display: grid; place-items: center; font-family: var(--mono); font-size: 1rem; background: var(--black); color: var(--white); margin-bottom: auto; }
.p-card:nth-child(2) .p-badge { background: var(--white); color: var(--black); border: 1.5px solid var(--black); }
.p-card:nth-child(3) .p-badge { background: var(--red); }
.p-card h3 { font-size: 1.6rem; letter-spacing: -.04em; margin: 60px 0 12px; }
.p-card p { color: var(--ink-2); margin: 0; }

/* forms */
.form-card { background: var(--white); border: 1.5px solid var(--black); padding: 48px; }
.form-card h2 { font-size: 2.4rem; margin-bottom: 10px; letter-spacing: -.05em; }
.form-card > p { color: var(--muted); margin: 0 0 34px; font-size: .95rem; }
.field { display: flex; flex-direction: column; gap: 8px; }
.field.full { grid-column: 1 / -1; }
.field label { font-family: var(--mono); font-size: .72rem; text-transform: uppercase; letter-spacing: .03em; color: var(--black); }
.field label em { color: var(--red); font-style: normal; }
.field input, .field select, .field textarea {
  width: 100%; padding: 14px 14px; border: 1.5px solid var(--black); border-radius: 0; background: var(--white);
  font-size: 1rem; transition: background .2s, box-shadow .2s;
}
.field input::placeholder, .field textarea::placeholder { color: #a0a0a0; }
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; background: #fffbe9; box-shadow: 4px 4px 0 var(--red); }
.field select:disabled { opacity: .4; background: var(--paper); }
.field .err { display: none; color: var(--red); font-family: var(--mono); font-size: .72rem; text-transform: uppercase; }
.field.invalid input, .field.invalid select, .field.invalid textarea { border-color: var(--red); background: #fff3f0; }
.field.invalid .err { display: block; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px 24px; }
.check { display: flex; gap: 12px; align-items: flex-start; font-size: .92rem; color: var(--ink-2); font-family: var(--body) !important; text-transform: none !important; letter-spacing: 0 !important; }
.check input { width: 18px; height: 18px; margin-top: 3px; accent-color: var(--red); flex: 0 0 18px; padding: 0; }
.form-msg { display: none; margin-top: 26px; padding: 16px 18px; align-items: center; gap: 12px; background: var(--black); color: var(--white); font-family: var(--mono); font-size: .8rem; }
.form-msg.show { display: flex; }
.form-msg.error { background: var(--red); }
.form-card .btn { width: 100%; margin-top: 30px; }

.side-info { border-top: 1.5px solid var(--black); }
.info-card { display: grid; grid-template-columns: 56px 1fr; gap: 18px; align-items: start; padding: 24px 0; border-bottom: 1px solid var(--hair); }
.info-card .ic { width: 44px; height: 44px; display: grid; place-items: center; border: 1.5px solid var(--black); color: var(--black); font-size: .9rem; }
.info-card b { display: block; font-family: var(--mono); font-weight: 500; font-size: .72rem; text-transform: uppercase; color: var(--muted); margin-bottom: 4px; letter-spacing: .03em; }
.info-card span { font-family: var(--display); font-weight: 700; font-size: 1.2rem; letter-spacing: -.02em; color: var(--black); }
.info-card a:hover { color: var(--red); }

.note { background: var(--paper); border-left: 4px solid var(--red); padding: 18px 22px; font-size: .92rem; color: var(--ink-2); margin-top: 28px; }
.note a { color: var(--black); text-decoration: underline; text-underline-offset: 3px; }

.nl-tiles { display: grid; grid-template-columns: 1fr 1fr; border-top: 1.5px solid var(--black); border-left: 1.5px solid var(--black); margin-top: 40px; }
.nl-tile { padding: 26px; border-right: 1.5px solid var(--black); border-bottom: 1.5px solid var(--black); transition: background .25s, color .25s; }
.nl-tile:hover { background: var(--black); color: var(--white); }
.nl-tile:hover span { color: #cfcfcf; }
.nl-tile i { font-size: 1rem; color: var(--red); }
.nl-tile b { display: block; font-family: var(--display); font-weight: 700; font-size: 1.25rem; letter-spacing: -.02em; margin-top: 18px; }
.nl-tile span { font-size: .88rem; color: var(--muted); }

/* legal */
.legal-wrap { display: grid; grid-template-columns: 260px 1fr; gap: 0; align-items: start; }
.legal-toc { position: sticky; top: 100px; border-right: 1.5px solid var(--black); padding: 0 32px 0 0; }
.legal-toc h4 { font-family: var(--mono); font-size: .72rem; font-weight: 500; text-transform: uppercase; color: var(--red); margin-bottom: 16px; letter-spacing: .03em; }
.legal-toc a { display: block; padding: 9px 0; color: var(--muted); font-size: .88rem; border-bottom: 1px solid var(--hair); transition: color .2s; }
.legal-toc a:hover { color: var(--red); }
.legal-body { padding: 0 0 0 64px; }
.legal-body h2 { font-size: 1.8rem; letter-spacing: -.04em; margin: 56px 0 16px; scroll-margin-top: 110px; padding-top: 16px; border-top: 1.5px solid var(--black); }
.legal-body h2:first-child { margin-top: 0; border-top: 0; padding-top: 0; }
.legal-body p, .legal-body li { color: var(--ink-2); }
.legal-body ul { padding-left: 22px; }
.legal-body a { color: var(--red); text-decoration: underline; text-underline-offset: 3px; }
.legal-meta { display: flex; flex-wrap: wrap; gap: 0; margin-bottom: 40px; border-top: 1.5px solid var(--black); border-bottom: 1.5px solid var(--black); }
.legal-meta span { padding: 14px 22px 14px 0; margin-right: 22px; font-family: var(--mono); font-size: .75rem; text-transform: uppercase; color: var(--muted); border-right: 1px solid var(--hair); }
.legal-meta span:last-child { border-right: 0; }
.legal-meta b { color: var(--black); font-weight: 500; }

/* footer */
.footer { background: var(--black); color: #bdbdbd; padding: 90px 0 30px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 0; border-top: 1px solid #333; }
.footer-grid > div { padding: 36px 28px 0 0; }
.footer-grid > div:first-child { padding-left: 0; }
.footer .brand { color: var(--white); }
.footer p { margin: 22px 0 0; max-width: 300px; font-size: .92rem; }
.footer h4 { color: var(--red); font-family: var(--mono); font-size: .72rem; font-weight: 500; text-transform: uppercase; letter-spacing: .03em; margin: 0 0 18px; }
.footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; font-size: .92rem; }
.footer ul a:hover { color: var(--red); }
.footer-bottom { margin-top: 64px; padding-top: 22px; border-top: 1px solid #333; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 14px; font-family: var(--mono); font-size: .72rem; text-transform: uppercase; color: #8a8a8a; }
.footer-bottom nav { display: flex; gap: 26px; }
.footer-bottom a:hover { color: var(--red); }

.to-top { position: fixed; right: 24px; bottom: 24px; z-index: 40; width: 48px; height: 48px; background: var(--red); color: var(--white); border: 1.5px solid var(--black); opacity: 0; transform: translateY(12px); transition: .3s; pointer-events: none; }
.to-top.show { opacity: 1; transform: none; pointer-events: auto; }

.toast { position: fixed; left: 24px; bottom: 24px; z-index: 200; transform: translateY(160%); opacity: 0; visibility: hidden; background: var(--black); color: var(--white); padding: 16px 22px; font-family: var(--mono); font-size: .8rem; text-transform: uppercase; letter-spacing: .02em; border-left: 6px solid var(--red); transition: transform .4s cubic-bezier(.7,0,.2,1), opacity .3s; max-width: calc(100% - 48px); }
.toast.show { transform: none; opacity: 1; visibility: visible; }

/* reveal */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s cubic-bezier(.2,.8,.2,1); transition-delay: var(--d, 0ms); }
.reveal.in { opacity: 1; transform: none; }

/* keyframes */
@keyframes marquee { to { transform: translateX(-50%); } }
@keyframes grow { from { transform: scaleY(.05); } }
@keyframes draw { to { stroke-dashoffset: 0; } }
@keyframes fade { to { opacity: 1; } }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
  .chart-line { stroke-dashoffset: 0; }
  .chart-area { opacity: 1; }
}

/* ---------- responsive ---------- */
@media (max-width: 1080px) {
  .nav-in { grid-template-columns: 1fr auto; }
  .nav-links { display: none; }
  .nav-cta .btn { display: none; }
  .menu-btn { display: inline-grid; place-items: center; }
  .routes { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid > div { padding-bottom: 28px; }
}
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-copy { padding: 56px 0 44px; border-right: 0; border-bottom: 1.5px solid var(--black); }
  .hero-visual { min-height: 480px; }
  .split { grid-template-columns: 1fr; }
  .split > * { padding: 56px 0; }
  .split > :first-child { border-right: 0; border-bottom: 1.5px solid var(--black); }
  .split.rev > :first-child { border-left: 0; }
  .split > :first-child, .split.rev > :first-child { order: 0; }
  .bento .tile.w3, .bento .tile.w2 { grid-column: span 6; }
  .stats { grid-template-columns: 1fr 1fr; }
  .stat { border-bottom: 1.5px solid var(--black); }
  .stat:nth-child(2) { border-right: 0; }
  .stat:nth-child(odd) { padding-left: 0; }
  .legal-wrap { grid-template-columns: 1fr; }
  .legal-toc { position: static; border-right: 0; padding: 0 0 28px; border-bottom: 1.5px solid var(--black); margin-bottom: 40px; }
  .legal-body { padding: 0; }
  .process { grid-template-columns: 1fr; }
  .p-card { min-height: 0; }
  .p-card h3 { margin-top: 28px; }
  .filters { position: static; }
}
@media (max-width: 640px) {
  .section { padding: 72px 0; }
  .container { width: min(100% - 36px, 1240px); }
  .topbar-r .hide-sm { display: none; }
  .diff-grid, .values, .form-grid, .nl-tiles, .routes { grid-template-columns: 1fr; }
  .bento .tile.w3, .bento .tile.w2 { grid-column: span 6; }
  .stats { grid-template-columns: 1fr; }
  .stat { border-right: 0; padding-left: 0 !important; }
  .cta { padding: 72px 26px; }
  .cta::after { display: none; }
  .form-card { padding: 28px; }
  .legal-meta span { display: block; border-right: 0; border-bottom: 1px solid var(--hair); margin-right: 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .float-card.fc1 { left: 16px; top: 16px; }
  .float-card.fc2 { right: 16px; bottom: 16px; }
  .hero-stats { grid-template-columns: 1fr 1fr 1fr; }
  .hero-stat { padding-right: 10px; }
  .hero-stat b { font-size: 1.9rem; }
  .collage { min-height: 420px; }
  .division-head { grid-template-columns: 1fr; }
  .division-head .btn { width: 100%; }
}